- Reasons to Check Your Driving Record
Driving records play a big role in your daily life. Checking your driving record can increase your awareness, making you a better driver. If you are not sure what is listed on your record, it might be time to get your driving record.
... - Can I Keep My Current Insurance Agent if I Move?
Moving is a lot of work. Changing your address with all of the companies you deal with on a regular basis is an important part of the move. Do not forget to contact your insurance agent. Depending on the distance you move, you may be wondering if you can keep your current insurance agent.
... - Semi-Annual vs. Annual Insurance Policies
Insurance companies offer quite a few car insurance payment plans. A semi-annual insurance policy locks your rate for six months while an annual policy locks your rate for a full year. Both are fine options, but depending on your circumstances one may be better than the other. Find out which is best for you.
... - Do I Need Car Insurance if I Move to New York?
Car insurance in New York can be tricky. Car ownership is difficult in the Big Apple and many forgo car ownership all together. Many licensed drivers in America currently do not have car insurance, however it is really never recommended to go without insurance even if you reside in New York.
... - At-fault Accident without a Ticket
I didn't get a ticket, so why am I being charged for an at-fault accident by my insurance company?
Tickets and at-fault accidents do not always go hand in hand. Single car accidents are almost always considered at-fault by insurance companies even if the officer did let you go without a ticket. It is important to understand someone is at-fault in every car accident and if your vehicle is the only one involved that leaves only one possible responsible party, you.
... - Hang Up and Drive
The National Transportation and Safety Board is recommending all 50 states ban all cell phone usage in automobiles. Everything from texting, talking, and even hands free talking is listed in the recommended ban encouraging everyone to hang up the phone and drive. Poll Position has done a survey which estimates half of all American's support the ban proposed by the NTSB.
... - Smoking Weed and Car Insurance
Currently, insurance companies treat smoking weed and driving the same as drinking and driving. Driving under the influence and driving while intoxicated, both refer to more substances than just alcohol. Basically, abusing any substance that alters your ability to drive can be classified as a DUI traffic violation.
... - Should Gender be a Factor in Car Insurance Rates?
Insurance companies use a lot of your personal information to calculate your insurance rate. For instance, where you live, how old you are, and your credit score can all be used to determine your premium. But, what do you think about gender being used as a rating factor?
... - Could Graduated Driver Licensing Save 2,000 Lives Annually?
According to the Allstate Foundation License to Save Report thousands of lives could be saved if all states implemented graduated driver licensing. Graduated driver licensing refers to restricting teen drivers with different levels of driving access. Several other interesting statistics came out of the License to Save Report.
... - How to Get Car Insurance Fast
Sometimes it can be a long process shopping for car insurance. If you call an agency, usually you have to give all your information and wait for a call back from the agent with your quote. But, you might need insurance right now and don't have time to wait for a call back from an agent.
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