{"id":172,"date":"2026-09-30T12:00:00","date_gmt":"2026-09-30T18:00:00","guid":{"rendered":"https:\/\/www.greatmichiganinsurance.com\/blog\/?p=172"},"modified":"2026-09-22T08:55:09","modified_gmt":"2026-09-22T14:55:09","slug":"does-your-out-of-state-college-student-need-their-own-auto-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/","title":{"rendered":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?"},"content":{"rendered":"<p>If you are a Michigan driver, you are required by law to purchase auto insurance.&nbsp;&nbsp;Our team a Great Michigan Insurance can help you find the right auto insurance policy for your needs. If you are near Marshall, MI, we invite you to come to our office and discuss your insurance needs with one of our agents. We have been providing service for Michigan drivers since 1999.<\/p>\n<p>Does Your Out-of-State College Student Need their Own Auto Insurance Policy?&nbsp;<\/p>\n<p>If your child is headed for an out-of-state college, you may be wondering whether they will need to buy their own auto insurance policy. Many parents in this situation choose to contact the administration at their child&rsquo;s college. Some colleges don&rsquo;t allow freshmen to drive on campus. As for those that are able to drive, according to Smart Financial, your college student may be able to remain on your policy, as long as they list your home address as their home address.&nbsp;<\/p>\n<p>Your decision about auto insurance may depend on whether your college student will be moving to an apartment off-campus, and whether they will have a job near the college. According to Smart Financial, students who fit that description may require a license for the state where they now live, according to that state&rsquo;s laws. Check with an official at the college to discover any possible student discounts or promotions.&nbsp;<\/p>\n<p>Call Us for Your Appointment Today<\/p>\n<p>If you drive, you need auto insurance. Our team at Great Michigan Insurance will help you get the coverage you need at an affordable price. Drivers near Marshall, MI have been placing their faith in us for over 25 years. Contact us today to discover how we can help you find the best policy for your needs.&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are a Michigan driver, you are required by law to purchase auto insurance.&nbsp;&nbsp;Our team a Great Michigan Insurance can help you find the right auto insurance policy for your needs. If you are near Marshall, MI, we invite you to come to our office and discuss your insurance needs with one of our [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[19,6,18,7,8],"class_list":["post-172","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-great-michigan-insurance","tag-insurance","tag-marshall","tag-mi"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.2\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Great Michigan Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-09-30T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-09-22T14:55:09+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#article\",\"name\":\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance\",\"headline\":\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?\",\"author\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2026-09-30T12:00:00-06:00\",\"dateModified\":\"2026-09-22T08:55:09-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#webpage\"},\"articleSection\":\"Auto Insurance, auto, Great Michigan Insurance, insurance, Marshall, MI\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#listItem\",\"name\":\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#listItem\",\"position\":3,\"name\":\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Great Michigan Insurance\",\"url\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#webpage\",\"url\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/\",\"name\":\"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2026-09-30T12:00:00-06:00\",\"dateModified\":\"2026-09-22T08:55:09-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Great Michigan Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.greatmichiganinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance","description":"","canonical_url":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#article","name":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance","headline":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?","author":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#organization"},"datePublished":"2026-09-30T12:00:00-06:00","dateModified":"2026-09-22T08:55:09-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#webpage"},"isPartOf":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#webpage"},"articleSection":"Auto Insurance, auto, Great Michigan Insurance, insurance, Marshall, MI"},{"@type":"BreadcrumbList","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.greatmichiganinsurance.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#listItem","name":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#listItem","position":3,"name":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#organization","name":"Blog | Great Michigan Insurance","url":"https:\/\/www.greatmichiganinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.greatmichiganinsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#webpage","url":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/","name":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/#breadcrumblist"},"author":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2026-09-30T12:00:00-06:00","dateModified":"2026-09-22T08:55:09-06:00"},{"@type":"WebSite","@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#website","url":"https:\/\/www.greatmichiganinsurance.com\/blog\/","name":"Blog | Great Michigan Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.greatmichiganinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Great Michigan Insurance |","og:type":"article","og:title":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance","og:url":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/","article:published_time":"2026-09-30T18:00:00+00:00","article:modified_time":"2026-09-22T14:55:09+00:00","twitter:card":"summary","twitter:title":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy? | Blog | Great Michigan Insurance"},"aioseo_meta_data":{"post_id":"172","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"Article","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2026-09-30 18:06:02","updated":"2026-09-30 18:06:02","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.greatmichiganinsurance.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDoes Your Out-of-State College Student Need their Own Auto Insurance Policy?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.greatmichiganinsurance.com\/blog\/"},{"label":"Auto Insurance","link":"https:\/\/www.greatmichiganinsurance.com\/blog\/category\/auto-insurance\/"},{"label":"Does Your Out-of-State College Student Need their Own Auto Insurance Policy?","link":"https:\/\/www.greatmichiganinsurance.com\/blog\/does-your-out-of-state-college-student-need-their-own-auto-insurance-policy\/"}],"_links":{"self":[{"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=172"}],"version-history":[{"count":1,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/172\/revisions"}],"predecessor-version":[{"id":173,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/172\/revisions\/173"}],"wp:attachment":[{"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatmichiganinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}