What Should You Know About Auto Insurance?

In the state of Michigan, every car owner is required to carry car insurance, meaning that driving without car insurance is illegal.  Therefore, it is important to get a proper car insurance policy before getting on the road. If you are currently shopping for insurance but do not know how to choose it, Great Michigan Insurance serving clients in Marshall, MI, and other surrounding towns, prepared a list of things you should know about it:

What Should You Know About Car Insurance?

  • There are certain factors that may affect the cost of your car insurance. They are your driving experience, your driving habits, deductibles you decided to choose, the car’s make and its model, your gender, location, and credit score. 
  • There is a difference between collision and comprehensive coverage. Over 68% of Americans believe that comprehensive and collision coverage is the same. Yes, they both are optional insurance, but there are some differences. Comprehensive coverage pays for the damage caused by an incident other than a road accident. It can be fire, theft, hail, flood, vandalism, and others. Collision coverage reimburses damage caused by a collision with another car or object. 
  • There are ways to save money on your car insurance. You can do it by raising your deductible, reducing optional insurance on your other car, taking a defensive driving course, and other methods.

Great Michigan Insurance – We Make Insurance Easy For You

Having car insurance is a must in Michigan – whether you live in Marshall, MI or any other surrounding town. Therefore, if you do not have a proper policy, it is the right time to get it. Great Michigan Insurance is ready to help you find a perfect policy that fits your needs and budget. Do not hesitate to give us a call to get more information.