Vacations have been on hold for a few years, and it is finally time to get out and do those things that have been on your bucket list. Choose your hotels, book your flights and then get your reservation for a rental car. That is where the stress starts.
At Great Michigan Insurance in Marshall, MI, we are independent insurance agents who strive to educate our customers about auto insurance. We offer choices from the many carriers we have that will give you the highest level of service, coverage, and value.
When booking your reservation online, you will need to put in your dates, the pick-up and drop-off locations, and your car type. That is the easy part. Now you need to start answering the insurance questions. It is tempting just to say yes and take the insurance that the car rental company offers, but it can double the price of your rental. Think of all the fun things you can do with that money if you don’t have to use it on insurance. The only destinations you can use your auto insurance are the US and Canada.
Whether your auto insurance policy will cover a rental car depends on your coverage. If you have chosen to go with basic coverage, that is liability only. While that is necessary, it isn’t going to satisfy the rental car company. You need to protect their vehicle. To do that, you need full coverage, including collision and comprehensive coverage. You will, however, have to pay your standard deductible.
You should also check the credit card that you plan to use for the rental. Many credit cards provide car rental coverage as one of their perks.
Contact Great Michigan Insurance in Marshall, MI, when you have questions about your auto insurance coverage.