Are you considering a home addition? Maybe you’ve already built one and now you’re thinking about whether you have enough home insurance. The addition of a new wing to a house changes a lot, including your insurance. Great Michigan Insurance, serving Marshall, MI, is here to help you understand how insurance changes after the construction of a home addition.
Insurance for Home Additions
Home insurance protects your most valuable possession and investment: your house. However, if you add a wing, floor, or other addition to your house, that investment changes.
Insurance changes, too. Whether you build outward or upward, it’s critical to inform your home insurer of the addition. Your insurance agent will review your insurance policy before and after the structural change is made to your home.
Moreover, constructing a home addition requires dwelling under renovation coverage. This coverage safeguards against damage from hydrostatic water pressure and stolen materials. This is precisely why you should notify your home insurance provider before starting construction.
All Home Additions Require Insurance
Even if you are living in a mobile home or manufactured home, you’ll need insurance for an addition. Similar to regular home additions, mobile home additions must be protected by home insurance. This way, if there is an unexpected setback, insurance will be in place to offset the ensuing costs.
Great Michigan Insurance Is on Your Side
Great Michigan Insurance provides locals with reliable and affordable insurance coverage. Call us to learn about your insurance coverage options and get a quote. We’re currently serving Marshall, MI.
